Risk Disclosure

All investments carry risk, and cryptocurrency investments are among the highest risk investment categories. The value of cryptocurrencies can be extremely volatile and may fluctuate dramatically in short periods. You may lose some or all of your invested capital.

No Guarantee of Returns: There is no guarantee that you will receive any returns on your investment. Past performance does not guarantee future results. The interest rates, referral bonuses, and other returns mentioned on GroandInvest are estimates and may vary or not be achieved.

Possibility of Total Loss: You should be prepared to lose your entire investment. Do not invest more than you can afford to lose.

Investing in USDT (TRC20) and other cryptocurrencies involves unique risks:

• Market Volatility: Cryptocurrency markets are highly volatile. Prices can experience rapid and significant fluctuations, potentially resulting in substantial losses.
• Liquidity Risk: Cryptocurrency markets may experience periods of low liquidity, making it difficult to buy or sell assets at desired prices or times.
• Regulatory Risk: Cryptocurrency regulations vary by jurisdiction and may change unexpectedly. Regulatory actions could affect the value, availability, or legality of cryptocurrencies.
• Technology Risk: Cryptocurrencies rely on blockchain technology, which may experience technical issues, bugs, or vulnerabilities that could result in loss of funds.
• Network Risk: Blockchain networks may experience congestion, delays, or transaction failures, potentially affecting your ability to deposit, withdraw, or transact.
• Security Risk: Cryptocurrency wallets, exchanges, and platforms may be subject to hacking, theft, or security breaches, potentially resulting in loss of funds.

Using GroandInvest involves additional risks specific to our platform:

• Operational Risk: The Platform may experience technical difficulties, maintenance, or downtime that could affect your ability to access your account or make transactions.
• Business Risk: The Platform's business model, operations, or financial condition may change, potentially affecting returns, withdrawal availability, or Platform availability.
• Withdrawal Restrictions: Withdrawals are subject to minimum thresholds (500 USDT total investment), monthly limits (30% of monthly interest), and processing times (up to 24 hours). Large withdrawals may require manual approval.
• Interest Rate Variability: Daily interest rates (0.50% to 2.00%) are variable and subject to change based on referral count, Platform performance, and other factors. Rates are not guaranteed.
• Referral Income Risk: Referral income depends on the investment activity of your referrals and is not guaranteed. Referral percentages may change, and you must maintain a minimum 500 USDT investment to be eligible.
• Account Restrictions: Accounts may be suspended, restricted, or terminated for violations of terms, suspicious activity, or other reasons, potentially affecting access to funds.
• Inactivity Penalties: Accounts inactive for 60 days will have interest calculations paused until reactivated.

No Diversification: Investing solely in GroandInvest means you are not diversifying your investment portfolio. Lack of diversification increases risk.

No Compounding: Interest is not compounded on this Platform. Your interest earnings are calculated daily but do not automatically reinvest, which may affect long-term returns compared to compounding strategies.

Dependency on Platform: Your investment returns depend entirely on the Platform's continued operation and performance. If the Platform ceases operations or experiences financial difficulties, you may lose your investment.

No Insurance: Investments on GroandInvest are not insured by any government deposit insurance scheme, bank insurance, or similar protection. You have no recourse to insurance in case of loss.

Changing Regulations: Cryptocurrency and investment regulations are evolving and may change in ways that affect the Platform's operations, your ability to invest, or the tax treatment of your investments.

Jurisdictional Issues: The Platform may be subject to laws and regulations in multiple jurisdictions. Changes in laws or enforcement actions could affect Platform operations or your investments.

Tax Obligations: You are responsible for understanding and fulfilling your tax obligations related to investments, interest earnings, referral income, and withdrawals. Tax laws vary by jurisdiction and may change.

Legal Action: The Platform or its operations may become subject to legal action, regulatory investigation, or enforcement proceedings that could affect operations or your investments.

Cybersecurity Threats: The Platform, your account, and cryptocurrency networks may be subject to hacking, phishing, malware, or other cybersecurity threats that could result in loss of funds or personal information.

Account Security: You are responsible for maintaining the security of your account credentials. Unauthorized access to your account could result in loss of funds.

Transaction Errors: Errors in transaction addresses, amounts, or network selection could result in permanent loss of funds. Cryptocurrency transactions are generally irreversible.

Network Fees: Blockchain network fees (gas fees) are paid by users and may vary significantly. High network fees could reduce your net returns or make transactions uneconomical.

Withdrawal Restrictions: Withdrawals are subject to various restrictions:

• Minimum total investment of 500 USDT required before withdrawals are unlocked
• Minimum withdrawal amount of 20 USDT per transaction
• Maximum withdrawal of 30% of monthly interest earnings
• One withdrawal per month only
• Processing time of up to 24 hours (may be longer for large withdrawals requiring approval)

Limited Liquidity: Your investment may not be immediately liquid. Withdrawal restrictions and processing times mean you may not be able to access your funds when desired.

Platform Solvency: The Platform's ability to process withdrawals depends on its financial condition and liquidity. There is no guarantee that the Platform will always be able to process withdrawals.

Before investing, you should assess whether this investment is suitable for you based on:

• Your financial situation and ability to bear losses
• Your investment experience and knowledge of cryptocurrencies
• Your risk tolerance and investment objectives
• Your understanding of the Platform's business model and risks
• Your need for liquidity and ability to accept withdrawal restrictions

If you are unsure about any aspect of this investment, you should consult with a qualified financial advisor before investing.