Disclaimer

This disclaimer applies to your use of GroandInvest ("the Platform", "we", "us", or "our"). By accessing and using this Platform, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.

The information provided on this Platform is for general informational purposes only and should not be construed as financial, investment, legal, or tax advice. You should consult with qualified professionals before making any investment decisions.

No Guaranteed Returns: All investments carry inherent risks, and past performance does not guarantee future results. The returns mentioned on this Platform are variable and not guaranteed. Your investment may lose value, and you may lose some or all of your invested capital.

Variable Returns: Interest rates, referral bonuses, and other returns are subject to change based on market conditions, platform performance, and other factors beyond our control. The daily interest rates (0.50% to 2.00%) and referral income percentages are estimates and may vary.

Not Financial Advice: The Platform does not provide personalized investment advice. All investment decisions are made at your own discretion and risk. We recommend that you only invest funds that you can afford to lose.

High Risk Investment: Cryptocurrency investments, including USDT (TRC20) investments, are highly speculative and involve substantial risk of loss. The value of cryptocurrencies can be extremely volatile and may fluctuate significantly.

• Market volatility may result in significant losses
• Cryptocurrency markets are unregulated in many jurisdictions
• Technical issues, hacking, or security breaches may result in loss of funds
• Regulatory changes may affect the Platform's operations
• Network fees and transaction costs may impact returns
• Withdrawal restrictions and processing times may apply

Platform Risks: The Platform operates as a digital participation model. There is no guarantee that the Platform will continue to operate indefinitely, and operational issues, regulatory actions, or other factors may affect Platform availability.

The Platform is provided "as is" and "as available" without any warranties, express or implied. We do not warrant that:

• The Platform will be uninterrupted, secure, or error-free
• Any defects or errors will be corrected
• The Platform is free of viruses or other harmful components
• The information provided is accurate, complete, or current
• Your investments will generate returns or preserve capital

We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, GroandInvest, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or investment capital
• Loss of data or information
• Business interruption
• Loss of goodwill or reputation
• Damages resulting from unauthorized access or use
• Damages resulting from technical failures or errors

This limitation applies regardless of the theory of liability, whether in contract, tort, negligence, strict liability, or otherwise, even if we have been advised of the possibility of such damages.

Not a Bank or Financial Institution: GroandInvest is not a bank, credit union, or licensed financial institution. Your investments are not insured by any government deposit insurance scheme or similar protection.

Regulatory Compliance: The Platform operates in compliance with applicable laws and regulations. However, cryptocurrency regulations vary by jurisdiction and may change. You are responsible for ensuring that your use of the Platform complies with all applicable laws in your jurisdiction.

Tax Obligations: You are solely responsible for determining and fulfilling your tax obligations related to investments, interest earnings, referral income, and withdrawals. We do not provide tax advice and recommend consulting with a qualified tax professional.

The Platform may use third-party services, including but not limited to blockchain networks, payment processors, and authentication providers. We are not responsible for:

• The availability, accuracy, or reliability of third-party services
• Losses resulting from third-party service failures or errors
• Network congestion or delays on blockchain networks
• Changes to third-party service terms or fees

Your use of third-party services is subject to their respective terms and conditions.

You acknowledge and agree that:

• You are solely responsible for maintaining the security of your account credentials
• You will not create multiple accounts or engage in fraudulent activities
• You will provide accurate and truthful information
• You will comply with all applicable laws and regulations
• You understand the risks associated with cryptocurrency investments
• You will not use the Platform for illegal or unauthorized purposes

Violation of these responsibilities may result in account suspension, termination, or legal action.

We reserve the right to modify, update, or change this disclaimer at any time without prior notice. Your continued use of the Platform after any changes constitutes your acceptance of the updated disclaimer. It is your responsibility to review this disclaimer periodically.

Material changes to this disclaimer will be communicated through the Platform or via email to registered users, but we are not obligated to provide individual notice of every change.

This disclaimer is governed by and construed in accordance with applicable laws. Any disputes arising from or relating to this disclaimer or your use of the Platform shall be resolved through the dispute resolution mechanisms outlined in our Terms of Service.

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.